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Howard Insurance Agency LLC (HIALLC) does not accept trading instructions via voice mail, text messages, email, instant messaging, or fax. Please do not transmit orders or instructions regarding a HIALLC account by email. For your protection, HIALLC does not accept and act on such instructions. If you wish to enter a buy or sell order immediately, please speak directly with your financial services agent. Emails, faxes, and voicemails may not be monitored daily, or after normal business hours, and cannot be relied upon to timely communicate your wishes.